Never let lack of money interfere with having fun.” ~Unknown

Find ways to enjoy your life without breaking your bank.

Tip 7 of 7 – Discover inexpensive or free ways to have fun 

Inexpensive pursuits typically don’t have the cache of pricey activities. Is it more connecting and exciting to visit a museum or gallery for free, discussing what you see while you’re there, and later over a glass of wine at home, or is a $50 night at the movies with tickets, popcorn and candy sitting silently in the dark more enjoyable.  Each have their own benefits, and each provide ‘fun’ at the right time, but don’t always take the easy and expensive escape.  Invest a little time to research what is possible to both enrich your life and spare your budget.

Some examples are:

  • Have a karaoke night: Use the YouTube karaoke channel.
  • Have a budget food contest: Everyone has to cook a dish spending no more than $5 or $10. Eat and vote on the best budget dish!
  • Use those gift certificates: Have old gift certificates that have sat around since the last holiday season or from your last birthday? Treat yourself and USE THEM! Don’t let those gift certificates go to waste.
  • Take turns hosting dinners with friends: It’s much less expensive than going out to eat, and it gives everyone a turn to host.
  • Look on Craigslist for your area to see if there are any free concerts:  Get your friends together and go listen to one in nearby parks.
  • Trade books with a friend: Then get together to discuss the most insightful, helpful, or entertaining parts.
  • Have a culture day: Visit a museum on a free day, listen to classical music on the way, and watch a classic movie in the evening.
  • Free Library and community events: Pick up a community paper or look online for your cities free event listings.
  • Make ingredients gifts: Use them for upcoming birthdays and events—get a jar, decorate it, and then layer cookie ingredients inside.
  • Make gifts: It doesn’t matter if it’s right around the holidays or if they just passed. Someone’s birthday is probably coming up so get a head start, and squirrel away your creations for when they are needed. Check out the DIY Gift Guide .

The Bottom Line

Saving money is not only about creative cost cutting, but also about making smart spending decisions. It is never too late to take a look at your finances and start trimming away any excessive spending. You’d be surprised at the big differences small changes will make on your savings.

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